Offer letter for debt reduction /write off remaining balance

Dear Mr,

Beat the Credit Crunch!

We have some outstanding offers for you.

To receive a 50% reduction pay £6496 within 6 months: we will then write off the remaining balance. This means you can repay us in 6 monthly instalments.

To receive 30% reduction pay £9,095 within 12 months: we will the write off the remaining balance. This means you can repay us in 12 monthly instalments.

Call FREEPHONE 0800 now to take up this offer. This offer is only available up to 8.00pm on the 11th December 2012.

We may have other settlement deals to suit your circumstances, so contact us now on FREEPHONE 0800 quoting reference GFTREDFTG021354 to discuss this matter further.

Remember you must contact us before 8.00pm on the 11th December 2012.

Yours Sincerely,

All Debts Services Ltd

Letter demanding immediate payment of a debt

Letter Before Action

Dear Mr,

This debt must be paid in full to these offices within the next 7 days otherwise we will take immediate action.

Should it be necessary to issue proceedings in the county court, (or the Sheriffs court as may be appropriate), further additional costs will be added to the balance outstanding:

Outstanding Balance …. £1250.00
Interest……………. £8.00
Court Fees………….. £65.00
Solicitor Fees ……… £80.00

New Balance:…………£1403.00

If a judgement or decree remains unsatisfied a bailiff or sheriff office may be instructed to recover assets to discharge the outstanding debt. Judgement debts are registered by the court. A judgement debt or decree against you would seriously affect your ability to obtain credit in the future.

Payment can be accepted by SWITCH, DELTA, CHEQUE and in some instances credit card.

Yours Sincerely,

Debt Collection Services

Doorstep debt collection visit warning letter

Doorstep collection
PLEASE READ THIS LETTER VERY CAREFULLY

Dear Madam,

We have previously advised you that one of the actions we were considering on your account, was a collection visit to recover the above outstanding amount from you. As we have also mentioned, we know of no genuine reason why you have failed to repay the above debt.

Under the terms of the Office of Fair Trading Debt Collection Guidance, we have a duty to inform you that the next action we will take is to pass your case to a door-to-door debt collector for recovery. The appointed Door Step Collection Agent will write to you under separate cover prior to making a visit.

If you would prefer to resolve this matter without the need for a collection Visit, please contact us now on:

0800 ——-

We can be contacted 7 days a week as follows:

Monday – Friday 8am-9pm, Sunday 9am-4pm

Yours Sincerely,

Credit Services Ltd

Air Ticket Refund Request Reply Letter

Airline Ticket Refund Request Reply Letter

Dear,

Re: Ticket: 52241578958178 / 8000417001874

Thank you for your request for a refund.

I would like to advise you that as per our records the new ticket 52241578958178 was used for your return travel from Lisbon to London as on 5th October 2004. Originally booked ticket 8000417001874 remains unused.

I am pleased to advise that a refund for unused sector on originally booked ticket 8000417001874 has been processed to credit card, and the value will appear on the Cardholders account in the near future.

The details are as follows:

Ticket Refund GBP 210.50

Taxes / Fees / Charges Refund GBP 14.90

Total Refund GBP 225.40

I hope the above information resolves your query. Assuring you of our best attention at all times.

Yours faithfully,

Airways Company

Changing from a credit to a cash plan, letter

Changing from a credit to a cash plan, letter

Dear Madam:

When this store was opened ten years ago, we believed that our service would be the most effective if we operated on a credit basis. Therefore we solicited charge accounts, of course taking extreme care that only people of known integrity and substance should be on our books. We have had the privilege of serving you through such an account.

There are two fundamental methods of conducting a retail business. The one is on the cash and the other is on the credit plan. In the cash plan all goods are either paid for at the time of purchase or at the time of delivery. In the credit plan, those who have not credit or do not care to use credit pay cash; those who have credit rating charge their purchases and bills are rendered monthly. Credit was not extended by the store as a favor; it formed part of a way of doing business. The favor is on the part of the customer. The charge system has many advantages, principally in the way of permitting the store to know its customers better than it could otherwise. [160]The disadvantage of the credit basis is the expense of bookkeeping which, of course, has to be added into the price of the goods sold. Our losses through unpaid bills have been negligible. Our customers are honest. But it has seemed unfair that the customer who pays cash should have to bear the cost of the credit accounts.

As our business has worked out more than fifty per cent. of our whole trade is on the cash basis. After careful consideration we have finally decided to go entirely upon a cash footing in order that we may further reduce our costs of doing business and hence our prices to you. We think that in such fashion we can better serve you. Therefore, on July 1st, which marks the end of our fiscal year, we shall go upon an exclusively cash basis and no longer maintain charge accounts.

We think that you will agree when you see the savings reflected in lower prices for the highest grade of goods that the change in policy is a wise one and that you will continue to favor us with your patronage.

Very truly yours,

Letter of Inquiry concerning house for purchase

Letter of Inquiry concerning house for purchase

Dear,

Will you let me know without delay, if possible, if you have any property in your immediate neighborhood fulfilling the following requirements:

House—Twelve rooms, four bathrooms, and sun porch. A modern house of stucco and half-timber construction preferred.

Ground—about five acres, part woodland, part cleared; lawn, vegetable, and flower garden.

Distance from railroad station—not more than fifteen minutes’ ride.

I do not want to pay more than £85,000.

I shall be here until the twentieth of the month. After that a reply will reach me at the Hotel Pennsylvania, New York.

Very truly yours,

Extended Warranty Letter, Direct Debit Instruction Cancelled

Extended Warranty Letter, Direct Debit Instruction Cancelled

Dear

Re: Extended Warranty – 0000000000

We are writing to you with reference to the above Extended Warranty.

The premium due to be paid has been returned by your Bank/Building Society with the comment Instruction Cancelled.

If you have recently sent your payment please accept our thanks and disregard this letter. If on the other hand this matter has been overlooked and you wish to continue with this valuable protection please send a cheque payment for the full amount of £59.97 made payable to Extended Limited at the above address, or by credit card by contacting this office on 0000000000. Alternatively, if you wish to continue paying by Direct Debit please either complete and return the Direct Debit Instruction below or call our Customer Services Team with your Bank details.

Your Extended Warranty is currently suspended and if we do not hear from you within the next 30 days we will assume that you no longer require this cover. Your Extended Warranty will then be cancelled and no claims will be honoured for the period for which the premium has not been received.

We trust the above clarifies the situation. If you wish to discuss this matter further please contact our Customer Service Department on 0000000000.

Yours sincerely

Gas service disconnection warning letter, unpaid bills

Gas service disconnection warning letter, unpaid bills

Dear,

Client Reference No: 0000000000
BCW Reference No: 0000000000
Account Balance: £621.46

Our client, Gas Limited, has authorised us to contact you regarding the above outstanding balance relating to your Gas supply.

Despite several reminders your Gas account remains unpaid. It is now our intention to pass this account to our Field Collections Team to visit your property with a view to commencing disconnection activity.

In order to avoid this you must contact us on 0000 002 0000 immediately.

Failure to contact us will result in an application being made for a Warrant of Entry, under the Rights of Entry (Gas & Electricity Boards) Act 1954, Section 2 (Amended), to enter your property and disconnect your supply.

The costs incurred in executing this warrant and disconnecting your supply can be up to £250.00. These charges will be added to your bill, and reconnection of the supply may not take place until all monies outstanding are repaid.

We would really like to help you avoid these charges so please contact us on 0000 002 0000 as soon as you possibly can.

Yours faithfully,

Service suspension letter, upaid bills

Service suspension letter, upaid bills

Dear,

Account number 0000000000
Amount due £276.72

We recently wrote and called to let you know your bill was overdue. We still haven’t received payment and your service has now been suspended. As soon as we receive payment, your service will be switched back on.

If we don’t receive payment within the next 5 days, you may be disconnected from the network but you will still be charged for your monthly service plan until your contract ends. Please note failure to pay the amount due may affect your credit rating and your ability to obtain credit in the future.

To make payment by debit or credit card, if you are having difficulty making payment or have any queries on your account please call 0000 00000. Our Collections Representatives are available to take your call between 9.00am and 8.00pm Monday to Friday and 9.00am to 5.30pm Saturday.

If this letter has crossed with your payment in the post, thank you, just ignore it.

Yours sincerely,

Collections Department

Unpaid direct debit notification letter

Unpaid direct debit notification letter

Dear,

RE: Mortgage Account Number: 0000000000

The direct debit claim received on 03 November 2008 for £568.87 has been returned to us as unpaid by your bankers because the instruction has been cancelled. A fee of £35.00 has been added to your account.

If we charge a fee to your account you have the option to pay off the balance. Alternatively, we will add it to your account and charge interest from the date we next recalculate your balance.

To set up a new direct debit please contact us on 0000 300 0000, between 5am and 8pm Monday to Friday, and 9am to 1pm Sunday. If you have already done this – thank you.

If you are experiencing difficulties in making payments please contact our Collections Team on 0000 300 0000 between 9.00am and 6.00pm Monday to Friday.

If you have any questions please call us on 0000 300 0000. You can also email us at lending@….uk or visit our web-site at www….co.uk

Messages to us sent by email may not be secure so it’s important you don’t email confidential information. We’re keen to make sure we safeguard your records – so we’ll get back to you by letter or telephone if we need to quote any personal details.

Yours sincerely,